Online exchanging has exploded exponentially in the beyond few years. A new stock trader should make use of a brokerage to help type in their particular inventory requests.

More than likely you are well-aware that an investment in stocks has typically been a very good long-term investment throughout the years. Individual stocks are clearly very viable investment vehicles, but they certainly aren't right for everyone. The purpose of this article is to help individuals decide whether an investment in individual stocks is right for them.

5 questions to ask yourself before investing in individual stocks

1. What are my goals for my investment portfolio?

You need to decide what it is you are looking for from your portfolio. If you are looking to invest for the long-term and are looking for simply the best long-term rate of return from your investment individual stocks may be for you. On the other hand if you looking to preserve already earned income stocks are probably not a good choice for you.

2. Will I be able to do homework on the individual stocks?

Many investors overlook this question, but it is very important to consider. If you want to invest in individual stocks you have to be able to put the time into keeping up with those investments. If you have a portfolio of 5 individual stocks or less you should set aside an hour a week to check the latest information on those companies.

3. How soon will I need the money?

This one is closely associated with question number one. You need to determine whether this investment money is something that you expect to invest and leave it their for money years, or if it will be needed fairly soon. The longer your time frame is, the more likely it is that you should be investing in individual stocks.

4. Do I know enough about stocks?

Let's face it, this is a very important one. Though it may appeal to you greatly to have your own investment portfolio, you have to know what you are doing before diving in head first. If you don't know enough to invest on your own, but want to own stocks, mutual funds are probably a good choice for you. If you want to learn more about investing in stocks, I highly suggest you head over to Investopedia.

5. Do I have the stomach for it?

Stocks are not low risk investments, and if you are looking for a smooth ride then you should just forget investing in individual stocks. Volatility can reach extreme levels during periods of economic recession. Many amateur investors end up getting scared out of the market when the market drops quickly, only to see the market perform quite well after they have gotten out. Ask yourself if you understand the risks of investing in individual stocks.

Investing in individual stocks isn't right for everyone, but I don't want to discourage you from it either. Personally, I invest in many individual stocks and believe it is a great method of investing for a young person with many years until retirement like myself. Ask yourself these questions before you invest in stocks. Are they right for you?

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Hover bike: Star Wars technology brought to life (VIDEO) — RT

A hover bike resembling the ones from 'Return of the Jedi' has been developed by a US firm, bringing science fiction to life.

Hover bike: Star Wars technology brought to life (VIDEO) — RT

NBC <b>News</b> app now on Xbox Live | Joystiq

Microsoft has announced that the National Broadcasting Company (colloquially known as NBC) has released a news app on Microsoft's Xbox Live. The app features content from many of NBC's various news programs, ...

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ABC <b>News</b> Stumbles in Report on Tony Scott&#39;s Suicide - NYTimes.com

Late Monday, ABC backed off an earlier report saying that Tony Scott, the movie director who committed suicide on Sunday, had inoperable brain cancer.

ABC <b>News</b> Stumbles in Report on Tony Scott&#39;s Suicide - NYTimes.com

Learning to make the house Wheelchair readily available. Effectively the first thing to find out could be the level that you're going to get.

When it became apparent last month that my mom would soon be needing a wheelchair, building a wheelchair ramp for her home was moved to the top of the priority list. Wheelchair ramps come in all shapes and sizes, and many of the ramps one might see in private residences are often built without any regard to the ADA (American Disability Act) guidelines. While it's not necessary to follow these guidelines when building a wheelchair ramp in a private residence, these guidelines can help guide a homeowner as to what is safe and what is not.

If one of your parents will soon be needing a wheelchair ramp, this easy reference guide will help you design a ramp that meets the ADA safety standards as listed in the ADA Accessibility Guidelines for Buildings and Facilities (www.access-board.gov/adaag).

Slope: According to the standards, the least possible slope should be used for the placement of the wheelchair ramp. While most doors open up onto level sidewalks, in the case of split levels or hillside homes, a little thought needs to be given as to what direction will provide the least slope.

Rise: The rise is the angle of ascent, and the ADA standards are for a slope of 1:12. This means that for every foot of ascent (or descent), the ramp has to be 12 feet long. For a front door that rises 3 feet above grade, the ramp must be 12 x 3, or 36 feet.

While this seems excessive, a shorter rise means that the wheelchair can't be easily pushed up the ramp. It also means that the wheelchair will be more difficult to control on the way down.

Width: The ADA standards for width is 36 inches.

Landings: Wheelchair ramps need a level landing both at the top of the ramp and at the bottom of the ramp. The landing must be at least 60" long, however, if the wheelchair needs to change direction on the landing, the landing must be 60" x 60" which will allow for adequate turning space.

Handrails: Many of the wheelchair ramps I see in my neighborhood don't have handrails. Since I worried about my mom falling off her ramp, we decided that handrails were absolutely essential. According the ADA standards, any ramp that rises for more than 6" above the ground or projects horizontally more than 6 feet should have handrails. Handrails on wheelchair ramps must be on both sides of the ramp, rise between 34-36" above the ramp, and should be continuous. If the ramp is designed with banisters, it's wise to follow the Universal Building Code and space the banisters 4" apart .

Side slope: Side slopes refer to slightly angling the ramp sideways so that water can run off. Side slopes should not be any greater than 1:50.

Edge protection: To prevent the wheels of the wheelchair from rolling off the ramp, edge protection is also important. Edge protection can be either banisters, curbs, or walls.

Will work safely in adverse weather conditions: Instead of building a wheelchair ramp out of the cheapest material possible, think ahead as to how the ramp will hold up in the weather. Wheelchair ramps should be constructed with durable material such as redwood or cedar, and designed so that water isn't able to accumulate on the surface. Water that pools can ruin the wood and create a slippery surface (especially in the winter) that can be a hazard to a person in a wheelchair.

Sources: http://www.access-board.gov/adaag/html/adaag.htm#4.8

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To-Do List: Assange Addresses US; Tony Scott Dies - The New Yorker

To read: Jonathan Chait writes in New York about liberal news, media, and Hollywood: Two decades ago, conservative anger against popular culture burned so intensely that it seemed at the time that Hollywood had come to ...

To-Do List: Assange Addresses US; Tony Scott Dies - The New Yorker

Ethernet&#39;s future: How fast is fast enough? | Internet <b>...</b> - CNET <b>News</b>

Your PC may not need a faster network, but overall data usage on the Web is doubling every year. The big question: Can the venerable Ethernet standard handle a terabit per second? Read this blog post by Stephen ...

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Facekini craze hits China beach as swimmers try to avoid a tan <b>...</b>

BEIJING – In the West, getting a tan is one of the main reasons for going to the beach. But in China, some are going to extraordinary lengths to avoid getting a bit of sun with a new item of beachwear – dubbed the Facekini ...

Facekini craze hits China beach as swimmers try to avoid a tan <b>...</b>

Stocks together with lower price/book percentages or even price/earnings proportions. Historically, benefit stocks have relished larger common profits compared to progress stocks (stocks and shares using large price/book as well as P/E quotients) in a number of nations

The stock market is a big thing - too big for anyone to completely understand in a single lifetime. Even the best investors will admit that there's always a little chance involved. Or a lot.

Still, there are ways for a totally green newbie to start making green by trading.

1. Play virtual stock market games. My favorite is Investopedia because it's fast, simple, and has real NASDAQ and NYSE stocks on it. It allows short selling, simulated broker delays, etc. It also resides on a site with tons of clearly written beginner tutorials and introductory material. There are of course lots of others; Wall Street Survivor, WeSeed, How the Market Works, etc.

The point is to jump right in and start trading real stocks, but with fake money. Make sure it's a free game - there are too many free ones to justify paying a fee to play. Usually they'll give you $10,000 or $100,000 to start out with. It doesn't matter because your goal isn't to have as much as possible by the end of the year, its to GAIN as much as possible compared to how much you started with. Every single method I use when trading real stocks, I first tested on a virtual trading game. Oh, it can be frustrating; I wish the $1,000 I made on my first trade was real money, and at times I was doing so badly that I swore I'd never even try real money anyway. In the long run however, it's definitely worth your time.

2. Ask friends. Ask Anyone. This is the thing about human beings; they like people to know that they know stuff. Millions of people spend hours and hours learning the stock market and will be anything but bored/annoyed if you ask them to drop you some tips. In fact, a great many have been waiting decades for someone to give them an excuse to rant and rave about their theories and rights and wrongs. It's a win-win situation for wealthy nerds and cool poor people alike.

3. Don't read too much. Seriously. Don't make it boring. Trading stock isn't hard at all. What is hard is sifting through dusty textbooks (and worse, poorly written ebooks) that ramble on and on about every single aspect of the stock market even though you just wanna know about the things you plan on doing. It's a lot more effective to use trial and error methods (via practice websites) and ask specific questions (via other people) than to sit down and read the whole damn stock market. This is one of those fields that's so immensely gigantic and complicated that you'll just end up burned out and stick to your dayjob if you 'force yourself'. Even the most basic, simple jargon (IPOs and preferred stocks and bears and pigs and zebras) can bore a newcomer to tears. Learn these things as they become relevant rather than torturing yourself.

4. Ignore 99% of the 'expert writers'. It's hard to think of stuff to write about. Really. In fact, it's harder than trading stocks. That's the thing about 'expert financial writers'. If they just repeated factual and useful information over and over, they wouldn't have a job. You can get that stuff by reading FAQs and government documents from 30 years ago. Instead, they're forced to churn out risky theories, attempt to debunk established methods, and anything else just to give their name some momentum. It's painful to see an dead-obvious stock climbing at an insane rate right as the markets are opening, throw $5,000 at it then sell, making more on it than you did at your 9-5 that day, then finding some 'expert' telling people to do the exact opposite with a bunch of pie charts and Freud quotes. These guys intentionally make the stock market out to be more mysterious than it is because, simply put, they need something to write about.

And that's it. Give it some time and jot down any patterns you notice while playing practice markets. As soon as you punch some basic math and develop an investing method that leans profit odds strongly in your favor, you won't be able to wait to use real money instead of the play stuff. Keep your initial expectations low - just managing to play around and study until you're pulling a consistent $10 a day means you've gotten the fundamentals down and can gradually risk more and more.

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US war on whistleblowers must end - Assange (VIDEO) — RT

Julian Assange has made his first public appearance in the two months since he took refuge at the Ecuadorian embassy in London.

US war on whistleblowers must end - Assange (VIDEO) — RT

Understanding infertility in cows could shed light on humans&#39; too - Kplu

News for Seattle and the Northwest · Your MoneyWorth the deal? Groceries get a personalized price · Education Three Wash. Head Start programs on the ropes · Obituary Tuskegee airman G. Hickman dies in Seattle at 88 ...

Understanding infertility in cows could shed light on humans&#39; too - Kplu

Stock Market <b>News</b> for August 20, 2012 - Zacks.com

Encouraging earnings results coupled with consumer confidence data and leading indicators drove the markets higher on Friday.

Stock Market <b>News</b> for August 20, 2012 - Zacks.com

Precisely what is the actual Wall street game? It is an structured process in which any individual in addition to everyone can certainly sometimes acquire or perhaps offer their own futures or even gives

When you're getting into investing you need to invest in companies who have something tangible to offer the marketplace. Something that the market wants but doesn't have. For the even more advanced investor, stock picking is about looking at what a company offers and imagining the demand in the future in the market. Penny stocks are the perfect space for that just because they are offering the world something it may not already have. At the very least penny stock investing is about giving the market something it doesn't have enough of.

Looking for the next best stock before its gotten popular is a little bit like discovering the next boy band before they're NSYNC. You need to have a certain threshold for quality control and you need to be able to see the products use in the world.

When you're trying to pick winners in penny stock investing, considering the world around you is the best place to start. Consider that roll of paper towels in your closet. Now look around those all natural paper towels.

What are the trends? Eco? Green? Reusable? Organic? Hybrid?

Where else do these trends enter your life? Bath products, food, home care, cleaning supplies, vehicles?

So who makes these products? These are the companies you're looking for; the ones introducing the newest trends. Then who are these trend pushers partnering with? These smaller companies with new ideas and limited exposure; these may be the ones who have the stock that you're looking for.

Even if it's a trend you don't necessarily see the need for, that doesn't make its place in the market any less valid. You, as an adult, are not going to have any ability to get at your stem cell tissue. However you could have a child forthcoming, a nephew, or grandchild on the way. If your family history has a genetic predisposition to terminal illnesses, getting the stem cells of your next of kin can save lives of the next generation. So stem cell research companies may be something you should look into.

Finding your penny stocks niche in the marketplace before the marketplace can make you a very rich person. Once you've deciphered that your company not only has something of value to offer the market that's also original, you should buy in, double down, and hold on for the ride!

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UPDATE: Three dead during shootout near Texas A&amp;M as constable <b>...</b>

Update at 2:51 p.m.: Sgt. Jason James, spokesman for the Bryan Police Department, confirms to The News: Three were killed during today's shooting, including, as mentioned below, Brazos County Constable Brian ...

UPDATE: Three dead during shootout near Texas A&amp;M as constable <b>...</b>

House files lawsuit to force Holder to release Fast and Furious docs <b>...</b>

Home/News » · Most Viewed RSS Feed ». More House Headlines. Jesse Jackson Jr. being treated ... Get latest news from The Hill direct to your inbox, RSS reader and mobile devices. Home/News · News by Subject · Blogs ...

House files lawsuit to force Holder to release Fast and Furious docs <b>...</b>

HuffPo Live: The Fox <b>News</b> of the knee-jerk left? | Felix Salmon

Huffington Post Live launched today. Don&#39;t call it streaming video: “it&#39;s really a platform for engagement,” in the words of its founding editor, Roy Sekoff. What does that mean in practice? Let&#39;s play Celebrity Google Hangouts!

HuffPo Live: The Fox <b>News</b> of the knee-jerk left? | Felix Salmon

4 Trading and investing Techniques You will Appreciate!

One of the key findings of behavioral finance is that emotion is a primary driver of our biases and decision making.

For example, one tenet of behavioral finance is the concept of "anchoring". When you decide whether to sell an investment your instinct is to look at the price you paid for the investment. If the price is down 10% your investment decision will be different than if it's up 10%. But the price that you actually paid is meaningless information for answering the question of "as of today, is this stock a a good investment?".

Behavioral finance is a long and rich topic and one that I've spent a lot of time studying. I encourage you to also study it and develop your own conclusions. But, to cut to the chase, here are my three best time-tested methods for removing emotion from your stock trading.

1 Wait to Buy. If you think you've found an excellent new stock investment good for you. However, do you really have to buy it today? What if you put it into a spreadsheet and track it for a set period of time (I use one week) before you buy? This simple rule goes a long way towards countering a heart-driven investment decision. If your idea is good, it will still be there in a week.

2 Diversify. If one stock is 50% of your portfolio then you simply cannot make rational investment decisions about it. For example, what if it goes down 80% in value? It's a lot more difficult to admit you are wrong and make the sell decision if you're sitting on losses equal to 40% of your portfolio (losses =80% *50%). In fact, for me, the correct diversification level that removes all emotion from the process is 1% implying 100 investments. This means that when I buy something I only invest 1% of my portfolio. If the stock goes down in value I can make a sane sale decision because it's actually a small part of my portfolio.

And finally, my most important lesson:

3 Fully Automate Your Sell Decision. This one rule has helped me more than any others. You can pick your own automation rule but here's mine -- if the price goes down 10% from the highest price the stock has reached since I bought it then I sell. That is the only condition under which I sell. This translates into "sell your losers, keep your winners" which is a well-known stock dictum. However, the important thing for me is not that it is some sort of "magic bullet" but that it removes all emotion. I never am tempted to "double down" -- it simply is not allowed. I'm never tempted to say "I'm right and the market's wrong" -- it's not allowed. From my perspective, when I make an investment, I will either be (1) right or (2) wrong. And, the only thing that matters in determining whether I'm right or wrong is the price of the stock. Automation of the sell decision insures that if I'm wrong I'm out and if I'm right I'm in until such time as I'm wrong. The market is always right and it alone confirms whether I am too.

Happy Investing!

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Appliance Repair For Each And Every Room In The House Internet Marketing and advertising For Appliance Repair Techs

I recently had the best experience with Houston Appliance Repair and Service. Let me begin by saying that we have five children. So, when the water wouldn't drain out of our washer after my first load of about six before our five day camping trip I was in trouble. Nothing we needed was clean, and we needed to be out of the house in less than 10 hours. I was panicking and sure it was too late to call any local washer repair service. But luckily, the first number that I called was Houston Appliance Repair Service, one of the only repair services in the Houston area that operates 24 hours a day.

The gentleman that I spoke to on the phone was very friendly and patient despite the fact that I was frantic and didn't have any of the model or capacity information prepared. He walked me through a series of troubleshooting questions to make sure that my washer did not have a problem that could be easily fixed (but would cost me an arm and a leg because he had already made the trip out there), which I really appreciated.

They came to my house 45 minutes after I called them which was a relief considering the amount of work I had to get done. He went right to work when he came in, and it only took him a few minutes to verify the problem that he had guessed over the phone: my washer had a bad drive belt which was keeping the water from draining out of my washing machine.

I know nothing about dryer repair, and it sounded like it was going to be a lot of money, but I was so grateful that he had come to my rescue in such a timely fashion, I decided to just wait until I got the bill. I left him alone in the laundry room while I rushed around the house trying to get us ready for our camping trip the next day. He spent a little under a half hour, and when he was done he even cleaned up after himself which was really great.

He walked me through the steps of his repairs which I kind of tuned out during. After all, that's why I called an expert. But he was just trying to be thorough so I listened. And then it was time for the bill. I almost didn't want to look at it. To my relief, it was under $40 including parts and labor.

I will definetly call these guys again if I have any problems with any major appliance in my home. Their website (www.houstonappliancerepair.net) includes helpful tips on buying appliances and safety guys. And you can't beat their customer service. A+ job!

SusannaLoesch897@gmail.com

Great <b>news</b>: Author of “You didn&#39;t build that” gets prime-time slot at <b>...</b>

It's not quite as good as getting the keynote slot, which will instead go to San Antonio mayor Julian Castro, but for Republicans, it's pretty darned close to perfect. Democrats gave Elizabeth Warren the prime-time slot just ...

Great <b>news</b>: Author of “You didn&#39;t build that” gets prime-time slot at <b>...</b>

PaidContent Founder Rafat Ali Launches Travel <b>News</b> Site Skift <b>...</b>

Billy previously worked at The Stanford Daily for two volumes as a managing editor of news. He has also worked in sports and staff development at The Daily. In March of 2012 the Friends of The Stanford Daily awarded him.

PaidContent Founder Rafat Ali Launches Travel <b>News</b> Site Skift <b>...</b>

The Daily Lays Off a Third of Its Staff - AllThingsD

News Corp. officials have publicly defended The Daily, which News Corp. CEO Rupert Murdoch thought would serve as a template for newspapers' transition to the tablet era. Murdoch's team worked closely with Apple and its ...

The Daily Lays Off a Third of Its Staff - AllThingsD